Others show where your money went. Peble helps you plan where it goes.
When you work hard for your paycheck, a month-end expense report comes too late. You shouldn’t need spreadsheets, mental math, or financial guesswork to manage your money. Peble shows what your month will look like before it happens, so bills, EMIs, and rent stop catching you off guard.
Download free · Early users can win lifetime Pro
All ₹19,999 in fixed commitments are locked & secured. Keeping daily spending below ₹840 ensures zero risk before salary.
Download free. Win lifetime Pro.
Be an early user for a chance to win lifetime free Pro access. Get Peble now on Android or use the web app on iOS.
See what’s coming, before it catches you off guard.
One view for your projected balance, upcoming obligations, and safe-to-spend guidance.
Look Inside Peble: Built for Absolute Peace of Mind
No spreadsheets, no hindsight regret. Experience how Peble's forward-looking engines simulate, safeguard, and optimize your money before you spend a single rupee.
One Clear Daily Number Every Morning
Instead of guessing if you can afford dinner or a purchase, Peble computes your safe daily spending ceiling after locking all EMIs, rent, and bill commitments.
Simulate the Impact Before You Swipe
Thinking of booking a weekend getaway or dining out? Test any purchase in seconds and see how it impacts your balance on the 28th before making a commitment.
• Home Loan EMI on the 15th will clear with 100% certainty.
• Your remaining safe spend adjusts from ₹840/day → ₹603/day.
• No risk of overdraft fees or missed bill penalties.
Become Debt-Free Months Faster
Peble analyses your interest rates and surplus cashflow to find the exact optimal prepayment that saves thousands in interest and shaves months off your loans.
Ask Plain Questions, Get Precise Answers
Ask real-world financial questions in plain language. Peble AI uses your private financial horizon to provide mathematical, personalized recommendations.
• If paid upfront (₹15,000 cash): Your balance drops to ₹2,850 on the 22nd — dangerous before your ₹1,499 utility bill.
• If on 3-month no-cost EMI (₹5,000/mo): Your daily safe spend adjusts to ₹680/day, and your ₹25,000 rent reserve remains 100% untouched.
👉 Recommendation: Choose the 3-month EMI. Zero stress, full buffer preserved.
See consequences before they become problems.
Peble gives you forward visibility into your finances — so every decision you make is an informed one without mental math, rigid budgets, or guesswork.
Cashflow Forecast, Day by Day
Peble maps your projected balance for every remaining day of the month — factoring in obligations, income, and spending patterns. You see exactly where pressure builds before it hits.
"What Happens If I Spend This?"
Before you order dinner or buy that jacket, simulate the impact. Peble shows you how one purchase shifts your entire month — so you decide with clarity, not guilt, and without building a spreadsheet in your head.
Risk Alerts Before They Happen
Peble tells you the exact date your balance is projected to run out — days or weeks in advance. Early warnings give you time to adjust, not panic.
Daily Safe-to-Spend Guidance
One clear number each morning — how much you can comfortably spend today without putting rent, EMIs, or upcoming bills at risk. A guide, not a restriction.
Obligation Awareness
Every recurring commitment — home loan, car loan, credit card minimum, subscriptions — visible in one place, sorted by urgency. Know what's coming and when, always.
Privacy Native — Zero Ads
You are not the product here. We do not sell your data to loan companies. No insurance spam calls. No "pre-approved offer" SMS. Your financial data stays yours.
Be up and running in under 5 minutes. You are in control at every step.
Download Peble and get started
Get the app for free and create your account. No bank details are needed to begin.
Tell Peble About Your Monthly Fixed Costs
Enter your salary, rent, and the EMIs you pay every month. This takes about 2 minutes and never changes unless you tell us.
Enable Auto-Sync 100% OPTIONAL
Optionally connect your bank via RBI-approved guidelines and data protection laws for automatic transaction sync. Read-only. You can disconnect anytime. If you prefer, skip this — manual entry works perfectly.
See your entire month, mapped out
Peble builds your forward-looking financial picture — projected balances, risk dates, spending guidance, and obligation timelines. Your month, visible and in control.
Peble works with or without bank sync. The app is fully functional with manual entry. Bank sync is a convenience feature, not a requirement.
Download free and see your money more clearly.
Be an early user for a chance to win lifetime free Pro access.
Built differently. You never have to surrender control.
Most finance apps ask for your banking credentials on Day 1. Peble doesn't. We built it so you never need to share anything you're not comfortable with.
Manual-First
Peble is designed to work fully with manual entry. Just type your salary, rent, and EMIs. That's it. No bank connection needed.
No Banking Passwords
We never ask for your net-banking password, UPI PIN, or OTP. If you opt into bank sync, it goes through RBI's regulated framework — not us.
Disconnect Anytime
If you connect your bank and change your mind, disconnect in one tap. No questions asked. No data retained after disconnection.
Encrypted & Isolated
Your data is encrypted at rest and in transit, and each user's data is isolated. Peble does not sell or share your financial information.
"Can Peble move money from my account?"
We get it. Giving an app access to your bank details feels risky. Here is the honest, full picture — no fine print. Peble cannot move your money. It is read-only. Always.
Strictly Read-Only. Not a single paisa can move.
If you choose to enable bank sync, Peble receives a read-only data feed. We can see transaction history. We cannot initiate transfers, pay bills, or modify anything in your account. It is technically impossible.
RBI-Approved Guidelines & Data Protection
We do not scrape your SMS or store your net-banking password. Data flows via the official regulated framework overseen by the Reserve Bank of India — the same infrastructure used by major Indian banks and lenders.
Think About It This Way — The UPI Comparison
Your PhonePe or Google Pay app has write access to your bank — it can initiate payments, transfers, and UPI requests. Peble has zero write access. Even a standard UPI app has more power over your account than Peble ever will.
Encrypted and Isolated by User.
All your financial data is encrypted at rest and in transit using industry-standard protocols. Each user's data is isolated from other users. We don't sell or share your financial data.
Bank Sync is 100% Optional — You Stay in Control
Prefer total privacy? Simply skip bank sync and use manual entry instead. Peble is fully functional either way. If you do connect and change your mind, disconnect in one tap — anytime, no questions asked.
100% Read-Only Guarantee
Technically incapable of initiating debits or transfers. Even our servers have zero permission to move money.
RBI AA Framework
Governed by official Reserve Bank of India standards. No SMS scraping and no net-banking passwords stored.
256-Bit Bank-Grade AES
Data is encrypted at rest and in transit (TLS 1.3). Each user's financial record is cryptographically isolated.
1-Tap Instant Purge
Manual-first by design. If you connect and disconnect, your data is wiped immediately. Zero retention.
| Capability & Safety | Peble Money™ | Expense Trackers (CRED/Walnut) | Payment Apps (GPay/PhonePe) |
|---|---|---|---|
| Forward-Looking Cashflow Radar | ✅ Yes (Day-by-Day) | ❌ No (Only Past History) | ❌ No |
| "What-If" Purchase Simulator | ✅ Yes (Instant Math) | ❌ No | ❌ No |
| Daily Safe-to-Spend Guidance | ✅ Yes (Dynamic Buffer) | ❌ No | ❌ No |
| Bank Account Debit/Write Access | 🛡️ Zero (Technically Read-Only) | ❌ Some Can Debit | ⚠️ Full Payment/Debit Access |
| Data Sold for Loans or Insurance | 🚫 ZERO — Never Sold | ⚠️ Used to Sell Loans & Cards | ⚠️ Targeted Promotions |
| 100% Functional Without Bank Sync | ✅ Yes (Manual-First Design) | ❌ Requires Account Sync | ❌ Requires Bank Link |
"We built Peble because we were tired of finance apps turning users into leads for loans, insurance, and credit cards. You deserve clarity about your money — without becoming someone else's revenue."
Download Peble free. Win lifetime Pro.
Start using Peble today to see how long your money can last before payday, with cashflow forecasts, risk alerts, and spending clarity. As an early user, you’ll have a chance to win lifetime free Pro access.
- ✅ Download and use Peble for free
- 🎁 Early users have a chance to win lifetime free Pro access
- ✅ Built for Indians managing EMIs & rent
- ✅ Zero data selling — you are a customer, not a product
- ✅ Your data is encrypted at rest and in transit, and isolated from other users
- ✅ Bank sync optional — works with manual entry too
- ✅ No loan offers, no insurance calls — ever